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Budgyk knows this from experience: A Nigerian scammer lifted photos from Budgyk's profile. Their photographs are also likely of someone else, and that would be tough to explain in person. He sent heart-wrenching photos of a young girl, who appeared to be his daughter's age, hooked to a raft of medical monitors.

He found out when he discovered his photos were on a romance scam site warning about the same Nigerian crook who had stolen his photos. If a profile indicates your match has a college degree, but he or she can't string a sentence together, you have reason to be suspicious. Commonly, when the victim proposes an in-person meeting, they'll come up with some excuse for why it can't happen: They're traveling, stationed overseas or have some long-distance emergency. Uncertain of whether she should believe the man, Kipps Googled "photos of sick children." And of course, the photographs she'd been getting via text message were public images posted online.

Then the daughter became ill and had to be hospitalized.

When Morrison suggested that her suitor put his daughter on a plane to get better medical attention at home -- and even offered to pick the girl up at the airport -- a new crisis struck.

The idea is to get you to suspend good sense and become enamored with someone you've known online for just a few weeks and have never met in person. Kipps has decided that another tip-off is photographs that show all the trappings of wealth -- exotic cars, mansions, pictures in romantic foreign settings.

Of course, real people sometimes have nice things and go to great places, but these visual cues are key to scammers who want to get your guard down for their future bid for cash.

"But I hung on and kept communicating because I wanted to see the end of the movie." The ending came as no surprise to experts on romance scams.

Morrison's erstwhile Romeo claimed he needed her to "lend" him ,000 to deal with one of the many crises he had fabricated.

Though the amounts and details of the scam vary from victim to victim, when it comes to romance scams, the con is almost always the same: The crook wants to get a besotted victim to wire money or provide access to a credit card.

Sh'reen Morrison had been on an online dating site for only a few weeks before she realized that something was seriously wrong with the man who had been actively pursuing her by text message and email.

They'd hit it off right away, and he said he lived just outside of Phoenix, which seemed relatively proximate to a woman in remote Yuma, Ariz. First, he was traveling through India with his daughter.

If the victim doesn't figure out the con after the first request for cash, the crook will keep milking the relationship for as much as he or she can get.

When the victim gets wise, the con artist gets scarce. But the increasing popularity of online dating gives them the perfect conditions to proliferate.

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